Issued by:    General Office of the State Council
Issue No.:    Guobanfa [2026] No. 8
Release Date:    April 2, 2026
Links:   https://www.gov.cn/zhengce/content/202604/content_7064504.htm

This Implementation Plan aims to systematically establish a nationwide unified and standardized enterprise credit evaluation system, focusing on addressing current issues including repetitive evaluations, inconsistent standards, and inadequate application of evaluation results.
1.  Clarify the establishment of a comprehensive evaluation system based on public credit evaluation and supplemented by market-oriented credit evaluation.
(1) Public credit evaluation: Conducted by government departments on a public‑ interest basis, mainly reflecting an enterprise's compliance with laws and regulations, and serving government administration. The National Development and Reform Commission (NDRC) takes the lead in establishing a comprehensive public credit evaluation system; industry regulators, based on this system, establish their own industry‑-specific credit evaluation systems, and incorporate the comprehensive evaluation results into them.
(2) Market-oriented credit evaluation: Carried out by third-party institutions such as credit reference agencies and credit rating agencies, provided on a fee-for-service basis, mainly reflecting the default risk of enterprises in their market activities, and serving market activities such as financing, credit extension, and commercial transactions.
2.  Clarify three unified requirements:
(1) Unified evaluation criteria: public credit evaluation results are divided into four grades of A, B, C and D, with at least one evaluation conducted annually, and local protectionism shall not be set up in the name of credit evaluation.
(2) Unified industry management: Competent industry authorities shall formulate nationwide unified evaluation rules and implement differentiated supervision based on the evaluation results. Local governments shall not, in principle, carry out their own industry-specific credit evaluations. Any such evaluations conducted without authorization must be rectified and phased out by the end of 2026.
(3) Unified disclosure channels: Evaluation results shall be publicly disclosed through the "Credit China" website and the official websites of the competent authorities. Enterprises may query the results themselves or authorize others to do so.
3.  Encourage financial institutions to make reasonable use of public credit evaluation results: reduce guarantee requirements for enterprises with high credit ratings and expand credit loans to them.
4.  Establish a credit repair and objection/appeal mechanism: After the minimum public disclosure period has expired, enterprises may apply for credit repair through the "Credit China" website. If an enterprise disagrees with an evaluation result, it may file an objection or request a re-evaluation.